Mutual Fund Returns Calculator

Mutual Fund Returns Calculator

Your investment of over a period of years at an expected annual return of % will result in a total of .

What is Mutual funds?

Mutual funds are investment vehicles that pool money from multiple investors to purchase securities such as stocks, bonds, and other assets.

These funds are managed by professional fund managers, who invest the money in various assets to achieve the investment objectives of the fund.

Investors in a mutual fund own a portion of the overall fund, and the returns generated by the investments are distributed proportionally among the investors based on the number of units they hold.

Mutual funds offer diversification, professional management, and liquidity, making them popular investment options for individuals and institutions alike.

Here are some examples of mutual funds in a table format:

Fund NameFund TypeInvestment Focus
Vanguard 500 Index FundIndex FundLarge-Cap U.S. Equities
Fidelity Blue Chip GrowthGrowth FundLarge-Cap U.S. Equities
T. Rowe Price DividendIncome FundDividend-Paying Equities
Dodge & Cox IncomeBond FundHigh-Quality Bonds
American Funds CapitalBalanced FundStocks and Bonds

Note: These are just examples and not recommendations. Please consult a financial advisor before making any investment decisions.

What are the Benefits of Mutual Fund Return Calculator?

There are several benefits of using a Mutual Fund Returns Calculator:

Accurate calculations: Mutual fund return calculators use advanced mathematical algorithms to accurately calculate the returns on your investments.

Easy to use: These calculators are user-friendly and easy to use, even for people with no financial background.

Saves time: Calculating returns on mutual fund investments can be time-consuming and complex. A mutual fund return calculator simplifies the process and saves time.

Helps in making informed decisions: By using a mutual fund return calculator, you can get a better understanding of the potential returns on your investments. This can help you make more informed investment decisions.

Comparison: With the help of a mutual fund return calculator, you can compare the returns on different mutual funds and choose the one that best suits your investment goals and risk appetite.

Formula of Mutual Fund Total Return Calculator?

The formula for calculating the total return on mutual funds can be expressed as:

Total Return = (Current NAV – Initial NAV + Dividends and Capital Gains) / Initial NAV * 100%


  • Current NAV: the current net asset value of the mutual fund
  • Initial NAV: the initial net asset value of the mutual fund
  • Dividends and Capital Gains: the total amount of dividends and capital gains earned during the investment period

The total return percentage is calculated by subtracting the initial NAV from the current NAV and adding any dividends and capital gains earned, dividing the result by the initial NAV, and then multiplying the quotient by 100%.

Estimated Returns on MF in Key Schemes

Returns on Mutual Funds in Key Schemes:

Scheme NameEstimated Annual Returns (%)Investment DurationRisk Level
Large Cap Fund12.55 yearsHigh
Mid Cap Fund15.27 yearsModerate
Small Cap Fund18.910 yearsHigh
Balanced Fund10.83 yearsLow
Debt Fund7.51 yearLow
Liquid Fund6.26 monthsLow

Please note that these are estimated returns and actual returns may vary based on market conditions and other factors. It’s always recommended to do thorough research and consult a financial advisor before investing in mutual funds.

How to use MF Returns Calculator calculator?

To use the Mutual Fund Returns Calculator, follow these steps:

  1. Enter the investment amount: Start by entering the amount you want to invest in mutual funds.
  2. Select the investment period: Choose the time period for which you plan to stay invested in the mutual funds.
  3. Select the type of investment: Choose the type of mutual fund you want to invest in, such as equity, debt, or hybrid.
  4. Enter the expected rate of return: Enter the expected rate of return on your mutual fund investment.
  5. Click on calculate: Once you have entered all the necessary details, click on the calculate button to get an estimated return on your investment.

The calculator will show you the estimated returns on your investment, along with the total investment amount and the total interest earned. You can use this information to make informed decisions about your investment portfolio.